On this page you will find information about the
Hardship assistance: For information on hardship assistance, click here or contact a representative in your state.
Applications for corona emergency aid can no longer be submitted.
Corona - Bridging Aid
You can apply for a bridge grant here. We will be pleased to support you if you have any questions regarding the application. Send us an e-mail or give us a phone call.
...is aimed at micro and small businesses with max. 10 employees who have their registered office or business premises in Bavaria. In addition to the KfW quick loan, the LfA will launch an additional loan program:
If you have applied for and received emergency aid, this will be taken into account. The quick loan is 100 percent secured by the State and, without the risk assessment by the banks, the loans can be granted quickly. The interest rate should be 3% with a term of 10 years.
...aimed at medium-sized companies and freelancers. Guarantees (90% of the loan amount) are taken over up to max. 30 million Euro - for guarantees up to max. 500,000 Euro there is a simplified application plus procedure. Apply for a guarantee from your bank and state that you have current liquidity problems.
...is aimed at commercial companies with an annual turnover of max. 500 million Euro and at freelancers. You can obtain a loan of max. 10 million Euro for investments and general resource requirements. If you cannot secure a loan of up to 4 million Euro, an 80% liability exemption is possible. You apply for the loan from your bank.
To make the application process for exemption from liability and LfA guarantees run faster, the threshold for a simplified procedure for risk assessment has been raised from 250,000 Euro to 500,000 Euro.
...is aimed at medium-sized companies. You can obtain a loan of max. 2 million Euro without having to submit a consolidation concept if your bank confirms a liquidity problem due to the Corona crisis and supports the planned measures.
is aimed at people who have an existing LfA loan. At LfA you can suspend the repayment of your loan and defer for max. four instalments. Apply for the suspension / deferral at your bank.
The employees of the LfA funding advisory service are available to answer questions about public funding and to request information material.
Financial support for independent artists
If you have your main residence in Bavaria, you are insured under the Artists' Social Security Act or can prove that you earn your living predominantly from artistic activities, you can receive up to 1,000 euros per month for three months.
Checklist for securing liquidity during the Corona Crisis - Securing liquidity in the Company